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The best age to retire to never run out of money

If you are like me, retirement might be one of the scariest thoughts that cross your mind. Finding the best age to retire is not […] The post The best age to retire to never run out of money appeared...

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Are retirement gifts taxable?

Retirement gifts are not taxable up to $400 when they meet the IRS guidelines. If the value of the gift exceeds $400, the surplus will […] The post Are retirement gifts taxable? appeared first on...

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IRA vs. 401(k): Which one is better?

Retirement planning is a crucial step in securing a comfortable and worry-free life after work. But with so many options available, it can be overwhelming […] The post IRA vs. 401(k): Which one is...

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Opening a spousal IRA in 9 simple steps

If you have a job but your spouse doesn’t work, a spousal IRA will allow both of you to make contributions to your IRAs. A […] The post Opening a spousal IRA in 9 simple steps appeared first on...

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Can you lose your 401(k) plan?

Having a 401(k) plan is a great way to save for retirement and take advantage of the tax benefits that come with the plan. If […] The post Can you lose your 401(k) plan? appeared first on Estradinglife.

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What does it mean to be vested in my 401(k)?

When you make contributions to your 401(k) plan, the money becomes yours automatically. If your employer makes contributions to your plan, however, the money does […] The post What does it mean to be...

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What happens when you default on a 401(k) loan?

Taking a 401(k) loan is a great way to have access to money without going through the conventional ways of borrowing. With a 401(k) loan, […] The post What happens when you default on a 401(k) loan?...

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Pros and cons of borrowing from 401(k)

Taking out a 401(k) loan comes with a lot of benefits including tax benefits and the possibility for 401(k) loans. A 401(k) loan allows you […] The post Pros and cons of borrowing from 401(k) appeared...

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How to transfer a traditional IRA to a Fidelity IRA?

If you want to transfer a traditional IRA to Fidelity, you will first need to have a traditional IRA with Fidelity. Once you have the […] The post How to transfer a traditional IRA to a Fidelity IRA?...

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9 best retirement goals for retirees in 2024

Very often, people get bored during retirement because they lack retirement goals. Establishing retirment goals is a great way to make sure your time and […] The post 9 best retirement goals for...

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14 best things to do when bored in retirement

Are you retired and bored and looking for things to do to pass the time, stay sharp, and be happy? Being in retirement comes with […] The post 14 best things to do when bored in retirement appeared...

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